5 Reasons UK Property Investment Is Still Flourishing in a Volatile Market

The UK’s property market has faced some tough times over the past decade or so—highs and lows brought on by economic uncertainty, rising house prices, and changing regulations of the industry. But even now, in a period of increased volatility, there are several reasons why investing in UK property is still a lucrative, secure, and ultimately rewarding endeavour.

We’ve taken a closer look at why property investment in the UK still holds a lot of potential for investors, even in the face of the current market. Here are our top five findings.

1. Affordable Prices: Despite the uncertainty of Brexit and the Covid-19 pandemic, property prices in the UK remain some of the most attractive in the world, especially in comparison to other developed economies with high standards of living. With the right research and careful consideration, property investors can find a desirable property for a highly reasonable price.

2. Fast Rental Returns: Significantly, property in the UK offers relatively fast rental returns—something that particularly attracts investors from abroad. Recent research from the Residential Landlords Association found that rental yields across England and Wales now stand at around 5%, and 4% across the rest of the UK—well above the European average.

3. UK Property Security: The security of UK property investments is reinforced by the strict landlord regulations that are in place to protect owners and tenants. What’s more, the enforced measures mean that tenants have high levels of rights regarding their tenancy and landlord concerns—creating a stable and secure environment for both.

4. Tax Benefits: Property investment in the UK can offer tax-efficient structures to investors. In particular, investors can benefit from the following:

• Stamp duty relief: One example of this is that depending on the location of the investment, investors could qualify for a stamp duty relief of up to 4%.

• Capital gains tax relief: For those wishing to reinvest their capital gains, numerous tax relief options are available over different sorts of investments, including property.

• Property tax reliefs: Private residential landlord tax relief also exists for new and established property investors, as well as those who rent out furnished holiday let properties in certain circumstances. For example, certain landlords in England and Northern Ireland may qualify for Mortgage Interest Relief, which could significantly reduce their tax bill.

5. Financing Easily Available: The ability to source finance for UK property purchases remains very attractive for investors. As long as the property promised to deliver a consistent income, there is a good chance of being successful with a loan application.

In addition, lenders on the high street and specialist property finance lenders will also listen to proposals and could even consider loan applications with no deposit, often under the assumption that if the rental income of a property exceeds the interest payments and other costs associated, they should go ahead with a loan.

In short, there are still plenty of reasons to consider UK property investment, even in a volatile market. With careful research and calculated decisions, there is the potential to generate high returns and secure lasting value.

If you’re an investor, now is definitely the time to consider UK property. With access to attractive prices, rewarding rental yields, UK security, tax benefits, and finance easily available—it could offer an ideal investment opportunity.

To make informed decisions and explore the best possible outcomes for your investments, it pays to do your research. The more you know about the property market in each region of the UK and the trends affecting different markets across England, Northern Ireland, Scotland and Wales, the better.

At [website], we provide accurate property data for all major cities in the UK, so you can make clear and informed decisions about where and what to invest in. We offer a range of data models and analytics designed to provide investors with essential insights, allowing them to make better more confident decisions about their investments.

From pricing and yields analysis to trends in building development and market size—at [website] you can rest assured that our property data will stay up-to-date and you can make data-driven decisions with confidence.

Whether you are an established property investor or a newcomer looking to dip their toe in the market, visit [website] and explore our data set today.